I was talking to a friend the other day who told me about a friend of hers who is in a situation similar to mine....she is getting divorced, th house had been foreclosed on, and she has not bredit. The major difference between her an dme is that her children are older; her oldest is going off to collges and she can't help in any way financially. She is unableto cosigne for a student loan for her child.
My kids are 3, 6, and 8. It made me feel better about my situation. I had only bewen looking at trying to avoid bankrupcy, but then I thought about having a fresh start so when my kids are older I will be able to help them.
Another thing to consider.......
